City Card Elite

Gold card from the age of 20. Run towards your dreams and goals. That status and its benefits become your power. This credit card belongs to the category ” City card “.

Gold card from the age of 20

City card | Young gold | First year free | Same day credit card | overseas trip | Domestic travel | Overseas shopping | Domestic shopping | visa

City Card Elite Detailed Data

Annual fee Main member First year Free annual fee
After the second year 6,300 yen
Family member First year Free annual fee
After the second year 4,200 yen
Remarks The first year annual membership fee free benefits must be used for 10,000 yen or more within 3 months after joining.
Review / Issue Credit card issuance period Minimum 1 business day
Eligibility Main member 20 years old or older 2 million yen or more
Family member
Remarks  
shopping Usage limit 50-1 million yen
Interest fee One payment No commission
Two payments No commission
Bonus lump sum payment No commission
Revolving payment 13.20-18.00%
Installment payment 10.77-13.17%
Remarks  
Point service Point program Elite points
Points granted
(per 1,000 yen)
10.00 points
(1.000%)
expiration date Indefinite period
Minimum exchange point 1,000 points
point unit price 0.50 yen
Redemption rate 0.50%
Remarks  
Card loan Extreme loan amount 300,000 yen
Real annual rate 18.00%
Remarks  
caching Extreme loan amount ¥ 200,000
Real annual rate Revolving payment
Lump-sum payment 15.00-20.00%
Remarks  
Incidental insurance Overseas travel accident insurance Injury death or after-effects 50 million yen
Injury treatment costs 1 million yen
Disease treatment costs 1 million yen
Damage to personal belongings 300,000 yen
Liability
Relief expenses, etc. 500,000 yen
Domestic travel accident insurance Injury death or after-effects 50 million yen
Hospitalization (per day)
Overseas shopping insurance Annual limit 2 million yen
Coverage period (from date of purchase) 90 days
Out-of-pocket
(per accident)
10,000 yen
Domestic shopping insurance Annual limit 2 million yen
Coverage period (from date of purchase) 90 days
Out-of-pocket
(per accident)
10,000 yen
Remarks When a Citi Card member uses a Citi Card and the product purchased during the compensation period is damaged by accident, such as damage, theft, or fire.

* Please make sure to check the basic data on this credit card with those on the Citi Card official website .

Compare with other city cards

  Annual fee shopping Card loan caching
Main member Family member Usage limit Loan limit Loan limit
First year After the second year First year After the second year
Classic VISA 0 3,150 0 1,575 30-75 30 20
Classic MasterCard 0 3,150 0 1,575 30-75 30 20
Clear visa 0 0 0 0 30-100
Clear MasterCard 0 0 0 0 30-100
Student 0 1,050 Ten Three
elite 0 6,300 0 4,200 50-100 30 20
Gold VISA 0 12,600 0 6,300 80-125 30 20
Gold MasterCard 0 12,600 0 6,300 80-125 30 20
MTV 0 0 0 0 30-100
MTV Gold 0 6,300 0 3,150 50-100 30 20
Northwest / WorldPerks VISA Classic 0 10,500 0 5,250 50-100 30 20
Northwest / WorldPerks VISA Gold 0 18,900 0 9,450 80-125 30 20
  shopping Card loan caching
One payment Two payments Bonus Revo payment Installment payment Installment payment Revo payment Lump-sum payment
Classic VISA 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
Classic MasterCard 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
Clear visa 11.40-15.00
Clear MasterCard 11.40-15.00
Student 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
elite 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
Gold VISA 0.00 0.00 0.00 12.00-18.00 10.77-13.17 15.00-18.00 15.00-20.00
Gold MasterCard 0.00 0.00 0.00 12.00-18.00 10.77-13.17 15.00-18.00 15.00-20.00
MTV 11.40-15.00
MTV Gold 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
Northwest / WorldPerks VISA Classic 0.00 0.00 0.00 13.20-18.00 10.77-13.17 18.00 15.00-20.00
Northwest / WorldPerks VISA Gold 0.00 0.00 0.00 12.00-18.00 10.77-13.17 15.00-18.00 15.00-20.00
  Travel accident insurance Shopping insurance
overseas Domestic overseas Domestic
Injury death or after-effects Injury treatment costs Disease treatment costs Damage to personal belongings Liability Relief expenses, etc. Injury
death or after-effects
Hospitalization
(per day)
Annual limit Compensation period Out-of-pocket
(per accident)
Annual limit Compensation period Out-of-pocket
(per accident)
Classic VISA 3,000 100 100 30 50 3,000 200 90 10,000 200 90 10,000
Classic MasterCard 3,000 100 100 30 50 3,000 200 90 10,000 200 90 10,000
Clear visa 1,000 100 100 30 50 1,000 50 90 10,000 50 90 10,000
Clear MasterCard 1,000 100 100 30 50 1,000 50 90 10,000 50 90 10,000
Student 2,000 100 100 30 50 2,000 100 90 10,000 100 90 10,000
elite 5,000 100 100 30 50 5,000 200 90 10,000 200 90 10,000
Gold VISA 10,000 150 150 30 3,000 50 10,000 500 90 10,000 500 90 10,000
Gold MasterCard 10,000 150 150 30 3,000 50 10,000 500 90 10,000 500 90 10,000
MTV 1,000 100 100 30 50 1,000 50 90 10,000 50 90 10,000
MTV Gold 5,000 100 100 30 50 5,000 200 90 10,000 200 90 10,000
Northwest / WorldPerks VISA Classic 5,000 100 100 30 50 5,000 200 90 10,000 200 90 10,000
Northwest / WorldPerks VISA Gold 10,000 150 150 30 3,000 50 10,000 500 90 10,000 500 90 10,000