DC card General card VISA

DC Card General Card VISA Overview

This is the most basic credit card packed with full functions and services. In collaboration with VISA / MasterCard, it is very active both in Japan and overseas. The first year annual fee is free.

The most basic card.
  • DC card | General | First year free | ETC free
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DC card General card VISA Detailed data

Annual fee Main member First year free
After the second year 1,312 yen
Family member First year free
After the second year 420 yen
Remarks  
Examination / Card issuance Card issuance period Minimum 7 working days
Eligibility Main member Those who are 18 years old or older except high school students and have a stable income.
Family member Parents, spouses, and children with the same livelihood (18 years of age or older except high school students)
Remarks  
shopping Usage limit 100 to 300,000 yen
Interest fee One payment free
Two payments free
Bonus lump sum payment free
Revolving payment 13.20%
Installment payment 10.20 to 13.20%
Remarks  
Point service Point program DC Happy Present
Points granted
(per 1,000 yen)
1.00 point
(0.100%)
expiration date 2 to 3 years
Minimum exchange point 200 points
point unit price 5.00 yen
Redemption rate 0.50%
Remarks When the points deducted from April to March of the following year reach 200 points, the point expiration date is extended.
Card loan Extreme loan amount 0-1,000,000 yen
Real annual rate 18.00%
Remarks  
caching Extreme loan amount ¥ 200,000
Real annual rate Revolving payment
Lump-sum payment 27.80%
Remarks  
Incidental insurance Overseas travel accident insurance Injury death or after-effects
Injury treatment costs
Disease treatment costs
Damage to personal belongings
Liability
Relief expenses, etc.
Domestic travel accident insurance Injury death or after-effects
Hospitalization (per day)
Overseas shopping insurance Annual limit
Coverage period (from date of purchase)
Out-of-pocket
(per accident)
Domestic shopping insurance Annual limit
Coverage period (from date of purchase)
Out-of-pocket
(per accident)
Remarks  

* Be sure to check the basic data on the card with that of the card issuer.

Click here to apply for this card

Compare with other DC cards

DC card Annual fee shopping Card loan caching
Main member Family member Usage limit
(10,000 yen)
Extreme loan amount
(10,000 yen)
Extreme loan amount
(10,000 yen)
First year
(yen)
From the second year
(yen)
First year
(yen)
From the second year
(yen)
General card VISA 0 1,312 0 420 10-30 0-100 20
General Card MasterCard 0 1,312 0 420 10-30 0-100 20
Esprit VISA 0 0 Ten Three
Esprit MasterCard 0 0 Ten Three
Jizile VISA 0 0 0 0 10-30 0-100 20
Jizile MasterCard 0 0 0 0 10-30 0-100 20
News VISA 0 1,575 0 577 10-30 0-100 20
News MasterCard 0 1,575 0 577 10-30 0-100 20
Gold Card Van VISA 3,150 3,150 0 0 50-80 0-100 20
Gold Card Van MasterCard 3,150 3,150 0 0 50-80 0-100 20
Gold card VISA 10,500 10,500 0 0 50-200 0-300 20
Gold Card MasterCard 10,500 10,500 0 0 50-200 0-300 20
DC card shopping Card loan caching
One-time payment
(%)
Pay twice
(%)
Bonus
(%)
Revo payment
(%)
Installment payment
(%)
Installment payment
(%)
Revo payment
(%)
Lump-sum payment
(%)
General card VISA 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
General Card MasterCard 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
Esprit VISA 0.00 0.00 0.00 13.20 10.20 to 13.20 27.80
Esprit MasterCard 0.00 0.00 0.00 13.20 10.20 to 13.20 27.80
Jizile VISA 13.20 18.00 27.80
Jizile MasterCard 13.20 18.00 27.80
News VISA 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
News MasterCard 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
Gold Card Van VISA 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
Gold Card Van MasterCard 0.00 0.00 0.00 13.20 10.20 to 13.20 18.00 27.80
Gold card VISA 0.00 0.00 0.00 13.20 10.20 to 13.20 15.00 27.80
Gold Card MasterCard 0.00 0.00 0.00 13.20 10.20 to 13.20 15.00 27.80
DC card Travel accident insurance Shopping insurance
overseas Domestic overseas Domestic
Injury
death and after-effects
(10,000 yen)
Injury
treatment costs
(10,000 yen)

Cost of treatment due to disease
(10,000 yen)
Damage to belongings
(10,000 yen)
Liability
(10,000 yen)
Relief expenses, etc.
(10,000 yen)
Injury
death and after-effects
(10,000 yen)
Hospitalization
(per day)
(yen)
Annual limit
(10,000 yen)
Compensation period
(days)
Out-of-pocket
(per accident)
(yen)
Annual limit
(10,000 yen)
Compensation period
(days)
Out-of-pocket
(per accident)
(yen)
General card VISA
General Card MasterCard
Esprit VISA
Esprit MasterCard
Jizile VISA 1,000 30 30 Ten 1,000 100 90 10,000 100 90 10,000
Jizile MasterCard 1,000 30 30 Ten 1,000 100 90 10,000 100 90 10,000
News VISA 2,000 50 50 Fifteen 2,000 100 2,000 100 90 10,000 100 90 10,000
News MasterCard 2,000 50 50 Fifteen 2,000 100 2,000 100 90 10,000 100 90 10,000
Gold Card Van VISA 3,000 100 100 20 2,000 100 3,000 3,000 100 90 10,000 100 90 10,000
Gold Card Van MasterCard 3,000 100 100 20 2,000 100 3,000 3,000 100 90 10,000 100 90 10,000
Gold card VISA 5,000 150 150 50 2,000 150 5,000 5,000 100 90 10,000 100 90 10,000
Gold Card MasterCard 5,000 150 150 50 2,000 150 5,000 5,000 100 90 10,000 100 90 10,000