Life Card General Card MasterCard

Shopping, cashing, traveling, dining, rent-a-car, accommodation, both domestically and internationally, this one can be used worldwide. No registration fee or annual fee.

No registration fee or annual fee. It’s an encouraging card that says “this one is OK”.

Life card | General | Free annual fee | Family free | ETC free |master Card

See details on the official life card website

Annual fee Main member First year Free annual fee
After the second year Free annual fee
Family member First year Free annual fee
After the second year Free annual fee
Remarks  
Review / Issue Credit card issuance period Minimum 7 working days
Eligibility Main member As a general rule, those who are 18 years old or older and have a stable income from themselves or their spouse.
Family member Spouses, parents, and children (18 years of age or older except high school students) who share the same livelihood.
Remarks  
shopping Usage limit 10-1 million yen
Point service Point program Thanks Point
Points granted
(per 1,000 yen)
1.00-5.00 points
(0.10-0.50%)
expiration date 2 years
Minimum exchange point 200 points
point unit price 5.00 yen
Redemption rate 0.50-2.50%
Remarks Use Life Cards in the month of birth to earn 5x points.
Incidental insurance Overseas travel accident insurance Injury death or after-effects
Injury treatment costs
Disease treatment costs
Damage to personal belongings
Liability
Relief expenses, etc.
Domestic travel accident insurance Injury death or after-effects
Hospitalization (per day)
Overseas shopping insurance Annual limit
Coverage period (from date of purchase)
Out-of-pocket
(per accident)
Domestic shopping insurance Annual limit
Coverage period (from date of purchase)
Out-of-pocket
(per accident)
Remarks  

* Please check the official website for basic data on this credit card.

  Annual fee shopping
Main member Family member Usage limit
First year After the second year First year After the second year
General VISA 0 0 0 0 10-100
General MasterCard 0 0 0 0 10-100
VISA with travel accident insurance 0 1,312 0 420 10-100
MasterCard with travel accident insurance 0 1,312 0 420 10-100
JCB with travel accident insurance 0 1,312 0 420 10-100
  Travel accident insurance Shopping insurance
overseas Domestic overseas Domestic
Injury death or after-effects Injury treatment costs Disease treatment costs Damage to personal belongings Liability Relief expenses, etc. Injury
death or after-effects
Hospitalization
(per day)
Annual limit Compensation period Out-of-pocket
(per accident)
Annual limit Compensation period Out-of-pocket
(per accident)
General VISA
General MasterCard
VISA with travel accident insurance 2,000 200 200 20 2,000 200 1,000
MasterCard with travel accident insurance 2,000 200 200 20 2,000 200 1,000
JCB with travel accident insurance 2,000 200 200 20 2,000 200 1,000

* Please check the official website for basic data on this credit card.